ACH Payments 

Over the decades since ACH (Automated Clearing House) was first introduced as a method for supporting recurring payments such as payroll disbursements or collection of insurance premiums, it has evolved into a robust, flexible and highly effective payment system. To provide a sense of scale, the industry expects to process almost 34 trillion dollars in ACH payments in 2007

EFX has developed a proprietary ACH processing system, enabling it to bring a wide array of customized ACH solutions to its clients. If you are not familiar with ACH, you'll find that EFX can help you to gain cost savings in improved efficiencies quickly and easily.

If you are already using ACH as part of your payments strategy and benefiting from the advantages it provides, our system’s design and performance can help you to gain additional advantages and cost efficiencies.

Our ACH system provides real-time, on-line access so that you are able to determine the status of any or all of your transactions – 24 by 7 by 365. You’ll be able to determine if items have been returned and why, as well as your options for correcting and re-submitting returned items.

We can support a variety of file and transaction formats, so we can make converting from your current processor a painless experience. Due to the flexibility of our system, we can also customize our reports to your requirements, delivering them to you daily. Or if you would rather, you can pull reports from our system at your convenience. We also offer on-line account statements and account analysis tools so that you can analyze your results with ACH.

Our expertise will help you to maximize your benefits from ACH – we've processed many millions of ACH transactions and know how to help you get the best possible results.