ACH Processing Services

Over the decades since ACH (Automated Clearing House) was first introduced as a method for supporting recurring payments such as payroll disbursements or collection of insurance premiums, it has evolved into a robust, flexible and highly effective payment system. To provide a sense of scale, the industry expects to process almost 15 billion ACH transactions in 2009.

ACH is now widely used by virtually any business that has a need for payment processing. It is more cost effective than credit card processing and easier to implement. This makes ACH attractive to membership clubs for monthly dues collection; non-profit organizations for scheduled donations; web and infomercial merchants to provide an alternative to credit cards for their customers; public utilities for automated billing, etc.

EFX has developed a proprietary ACH processing system, enabling it to bring a wide array of customized ACH solutions to help open new markets for its ISO clients. Our expertise in ACH processing will make it easy for you to gain new clients and benefit from this fast growing payments application.

Our ACH system provides real-time, on-line access so that your clients are able to determine the status of their transactions, 24 by 7 by 365. Information delivery is automated, so your clients won’t depend upon you for support.

We offer a variety of file and transaction formats, so we can help your clients to easily convert from their current processor. Due to the flexibility of our system, we can also customize our reports to your client’s requirements, delivering them automatically on a daily basis. Or if they would rather, they can access reports directly from our system. We also offer on-line account statements and account analysis tools so that can better manage their results with ACH.

Our ACH expertise will help you to maximize your profits by reaching new markets – we’ve processed many millions of ACH transactions and know how to help you get the best possible results.