About Us

EFX was founded in 2006 with the express purpose of bringing a higher level of efficiency and customer satisfaction to the electronic payments industry. Our many years of experience in the industry convinced us there was an opportunity for an organization that focused on excelling in customer service and rewarded its partners fairly while encouraging professional growth for its employees.

Our name, EFX, is based on Electronic Funds Transfer Experts, and our core expertise is the ability to deliver services and products that are based on the security, convenience, efficiency and cost effectiveness of moving funds electronically.

EFX has three business units that provide unparalleled services to the electronic payments industry:

ATM Acquiring enables Independent Sales Organizations to place and support ATM’s at merchant locations, providing additional convenience for consumers while generating an income stream for the merchant and the ISO. (Click link for more complete information)

ACH Processing Services, a payment method that is widely used by payroll processors, insurance companies, public utilities, membership clubs, charity organizations and web/infomercial marketers. ACH provides a highly cost effective alternative to credit cards and a more efficient alternative to paper checks. (Click link for more complete information)

Pre-Paid Debit Card Issuing provides employers an easy and cost-effective way to pay un-banked employees through direct deposit, rather than with costly and labor-intensive paper paychecks. This solution also gives un-banked employees the safer and less costly method of having their paycheck automatically deposited to their card account, rather than paying for expensive check cashing services. (Click link for more complete information)