About Us

EFX was founded in 2006 with the goal of bringing a higher level of client satisfaction to the ISO community. Our many years of experience in the electronic payments industry convinced us there was an opportunity for a processor which focused on excellent client service based on modern, cost effective technology. Our processing platforms are secure, stable and flexible.

Our name, EFX, is based on Electronic Funds Transfer Experts and reflects our core expertise - the ability to deliver processing services and products that improve the profitability and market reach for our ISO clients.

EFX has offices in Clearwater and Cooper City, FL; Atlanta, GA; and Philadelphia, PA.

EFX offers a unique value proposition to today’s fast paced and demanding ISO industry. With four business units, we offer our clients the convenience and cost effectiveness of a multi-product processor – enabling our clients to reach new markets and grow their businesses more profitably. Our expertise and breadth of product provide unparalleled solutions to the electronic payments industry:

ATM Processing: enables ISOs to place and support ATM’s at merchant locations, providing additional convenience for consumers while generating an income stream for the merchant and ISO. (Click link for more complete information).

ACH Processing Services: represents an additional market for ISOs, as a payment method widely used by payroll processors, insurance companies, public utilities, membership clubs, charity organizations and web/infomercial marketers. ACH provides a highly cost effective alternative to credit card payments and a more efficient alternative to paper checks. (Click link for more complete information).

Pre-Paid Debit Card Issuing: creates additional income streams for ISO’s as a product with proven acceptance by employers as an easy and cost-effective way to pay un-banked employees through direct deposit, rather than with costly and labor-intensive paper paychecks. This solution also gives un-banked employees the safer and less costly method of having their paycheck automatically deposited to their card account, rather than paying for expensive check cashing services. (Click link for more complete information)

Debit POS Processing: provides additional products for ISOs to present to their current merchants. Our applications are flexible enough to support almost any environment and maximize the revenue opportunity for the ISO.